Nicholas Cain joined McIntosh & Associates in 2025, bringing over a decade of experience guiding families through the often-overwhelming world of insurance. His passion for helping others was sparked by his own family’s experience with insurance education, where he witnessed firsthand the value of having a proper plan in place. Today, Nicholas provides families with the same clarity and confidence, particularly when navigating the complex options of health care and Medicare.

Nicholas focuses on decoding the “alphabet soup” of Medicare — clarifying areas for newcomers and uncovering insights for seasoned beneficiaries. His approachable manner and ability to put clients at ease help make the process feel more comfortable and engaging. His calm guidance and wealth of knowledge help empower his clients to make informed decisions with confidence.

Born and raised in Freeland, Nicholas has deep roots in his community. He is happily married to his college sweetheart, Kathryn — a relationship that began during their time as members of the Marching Chips at Central Michigan University. Together, they enjoy exploring new destinations, trying out different restaurants and spending quality time with their nieces and nephews. Nicholas is also a professional wedding entertainer (DJ) in his free time.