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Retirement Made Clear

At McIntosh & Associates, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of investments and insurance products and services, to help you address your financial needs and concerns.

Focus Wealth Plan

 

As part of our commitment to helping you solve your needs, we’re proud to offer a wide variety of insurance products and strategies designed to help you protect both you and your family.

We make sure you are as prepared as possible for retirement by helping ensure your income needs are fulfilled.

 Step 1 – Focus Visit

We start by getting to know you, your goals, your values, and current financial picture. This initial conversation helps us understand what matters most to you.

Step 2 – Analysis

We review your existing plans and accounts, evaluate potential risks or gaps, and identify opportunities using the FOCUS Process. Our analysis is built to support informed decision-making about your future.

Step 3 – Solution

Based on our findings, we present a personalized retirement strategy tailored to your goals, whether it's creating income, exploring strategies designed to improve tax efficiency, or helping preserve what you’ve built.

Step 4 – Implementation

Once your plan is in place, we begin the process of opening and transferring accounts, setting up income strategies, and putting your customized recommendations into action.

Strategic Plan Visits & Ongoing Support

Your plan isn’t static, and neither are we. After implementation, we’ll schedule ongoing Strategic Plan Visits to review and adjust your financial strategy as needed. These periodic check-ins help ensure your plan continues to align with your goals, lifestyle, and any changes that may occur over time.

We Offer Services Through the FOCUS Framework

Future Income Planning

We help you understand how to turn your savings into income that lasts.

How?

Retirement Income Strategies
Social Security Timing
Annuities

Optimizing Investments

We tailor investment strategies that support your long-term vision.

How?

Wealth Management
Employer Retirement Planning
Investment Planning
IRA/401(k) Rollovers
Asset Allocation

Comprehensive Tax Strategies

Keep more of what you’ve earned by planning ahead.

How?

Required Minimum Distributions (RMDs)
Tax-Efficient Withdrawal Strategies
Roth Conversions
Life Insurance
Charitable Giving Coordination
Coordination with Tax Professionals

Understanding Health Care

Plan for rising health care costs and unexpected needs by bridging the gap between health and wealth.

How?

Medicare Planning
Health Insurance Reviews
Long-Term Care Strategies
Supplemental Insurance

Strategic Legacy Planning

Leave a legacy that reflects your wishes and supports those you love.

How?

Beneficiary Planning
Life Insurance
Charitable Giving Coordination
Coordination with Estate & Legal Professionals

Helping You Make Informed Financial Decisions

At McIntosh & Associates, we believe education is the foundation of sound retirement planning. That’s why we offer a variety of opportunities to learn about Medicare, Social Security, tax strategies, and investment planning in a setting that’s approachable and informative. Our goal is to provide clear guidance and helpful resources so you can better understand your options and make informed choices about your financial future.

Educational Opportunities Include:
Retirement Workshops & Seminars | On-Demand Educational Videos | Community Events & Webinars | One-on-One Planning Sessions

Insurance products are offered through the insurance business McIntosh & Associates. McIntosh & Associates is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by McIntosh & Associates are not subject to Investment Advisor requirements.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. McIntosh & Associates is not affiliated with or endorsed by the U.S. Government or any governmental agency.

Want to Learn More?

Join us at an upcoming event to explore topics that matter to your retirement journey.

Explore Learning Opportunities

Ready to Take The Next Step?

For more information about any of our products and services schedule a meeting today.

Schedule a Meeting

Or give us a call at 989.692.2200