Three Key Questions to Answer Before Taking Social Security

Social Security may be a critical component of your financial strategy in retirement, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source. When to Start? Should I Continue to Work? How Can I Maximize My Benefit?



Should a Trust be the Beneficiary of Your IRA? Pros and Cons

You may have heard that creating a trust and naming it as the beneficiary of your IRA is a good way to direct how your assets are distributed after your death and force your heirs to “stretch” the IRA for generations. However, trusts and inherited IRAs are complex vehicles that have a lot of details to get right. Here are some of the pros and cons of naming a trust as a beneficiary of your IRA: READ MORE

Tax Facts About Renting Out Residential Property READ MORE

Tax Credit of the Elderly or Disabled READ MORE

Is Term Life Insurance for You?

Unlike permanent insurance, term insurance only pays a death benefit. That’s one of the reasons term insurance tends to be less expensive than permanent insurance.
Many find term life insurance useful for covering specific financial responsibilities if they were to die unexpectedly. READ MORE

“Happiness is found in the absence of expectation and a continuous focus on appreciation.”

– Tony Robbins


Quarterly McIntosh & Associates Book Club Read:

The Speed of Trust: The One Thing that Changes Everything

by Stephen M.R. Covey



Upcoming Events

June 25th at 11:00 AM

Some topics we will discuss:
•Automatically enrolling in Original Medicare
•Manually enrolling in Original Medicare
•Supplemental insurance or “Gap” coverage
•Stand-alone prescription drug plans
•Enrolling in Medicare periods & late penalties


July 15th – 10:00 AM

Learn why you need a financial strategy
Determine which of the five distinctive personalities you identify with
Take the first steps to help you become more financially protected
Know what challenges women face and learn how to face them


Quick Links:

Should you really do nothing amid market volatility? It depends on whether you’re 27 or 63

Maxing out a 401(k) is surprisingly rare — but may be easier than you think

Parents Are Giving Their Kids an Average of $39,000 to Buy a Home — and It Could Jeopardize Their Own Retirement

Retired people share the secrets of early retirement

19 Cheapest Family Vacation Destinations for This Summer

10 College Graduation Gift Ideas That Are Better Than an Envelope Full of Cash

Here’s the Shocking Amount a Couple Retiring Today Will Spend on Health Care

The 4 Types of Doctors Visits You Should Make For a Long, Healthy Life