saving money Archives | McIntosh & Associates, Inc.

Tag Archives: saving money

Have a new college graduate? Give your loved one the gift of financial readiness. This is the time of year when college graduates prepare to make their career dreams and goals a reality. Despite their degrees, however, they may be ill equipped to face financial challenges. According to an ongoing study by the National Financial […]

You’ve invested your life into caring for their wellbeing. You cherish them and want them to mature into smart, healthy, successful adults. Naturally, as they become adults and grow older, your authority over them recedes. They make their own decisions, and you just hope it’s for the best. Your feelings don’t change. They are your […]

For many investors looking to secure their cash flow in retirement, annuities are a common way to receive the guaranteed income they need. Different annuities exist, so knowing which option fits your financial life and goals is important. Here are some points on the differences between qualified and nonqualified annuities. What is a qualified annuity? […]

Developing a sound retirement strategy requires periodic reviews and analyses of projected income levels in order to maintain the lifestyle you envision. Annuities can serve as useful investments for retirees looking to generate guaranteed income. According to one investor poll, having a guaranteed income is a top priority of 56% of respondents.1 Yet, most Americans […]

More than one-third of Americans have little to no money saved for retirement. Most of them are part of generation X, who were most affected by the Great Recession of 2008.1 They lost almost half of their net wealth during a time when they carried hefty financial obligations including mortgages, aging parents, and children – […]

Saving for retirement to sustain your standard of living is a continual effort to prevent your quality of life from declining in later years. Unfortunately, for many retirees, this goal can be difficult to achieve. Even with planning, 52% of working-age households may not be able to sustain their lifestyles in retirement.1 You can take […]

Before you retired, you may have spent time developing strategies to help you reach your retirement goals. You might have invested for the income you would need, minimized your debt, or protected yourself with long-term-care insurance. By focusing on your financial goals and envisioning the lifestyle you wanted for that next stage in life, you […]

Saving money before and during retirement so their standard of living doesn’t suffer is important for many retirees. Unfortunately, many Americans aren’t saving nearly enough and are falling short of setting aside adequate funds to support their retirement needs. The average retirement savings for people aged 56-61 is only $163,577. Meanwhile, retirees can spend nearly […]

Saving money doesn’t have to be hard. Whatever your dream – with a few small changes to your lifestyle, you can pocket more money! Financial professional Mindy McIntosh talked with WSMH about 4 ways you can stash away $100 a month and encourages you to fill out this budget worksheet to help you stay on […]

Saving more and spending less are often at the top of the New Year’s resolution list – but only 8% of people actually stick to their goals! Financial professional Mindy McIntosh talks with WMSH FOX66 Profitt Report about how you can pump up your pocket book and get financially fit. When you want to get […]

The holidays are in the rear-view mirror, but the credit card bills are front and center! All the fun and festivities can really add up – many households will be paying off their debt through the entire winter and even into spring. We need to watch how much we are putting on our credit cards […]

There’s more to do than plan your New Year’s party – the final days of the year are an important time to take a good look at your finances. Financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about five smart money moves to make before the New Year that will help your finances […]

Family Conversations: Financial Hardship & Life Changes When is the last time you talked about your insurance plan with your family? If you’re assuming that you should just take care of it yourself and avoid the conversation, think again. It can be hard to talk about what life would be like for your family if […]

Being free from the burden of debt might sound too good to be true, but it’s possible. Mindy McIntosh talks with Fox 66 Profitt Report: “Some people feel like financial independence is being very wealthy,” says Mindy, who has a simpler view of what it means to be financially free. “It’s more of ‘okay we […]

No price is set in stone, and that goes for a wide variety of goods and services! Whether you’re shopping for a couch or a cellphone, don’t be afraid to speak up and ask for a better deal. It doesn’t hurt to ask; a little haggling could add up to big savings. Financial professional Mindy […]

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