Retirement Archives | McIntosh & Associates, Inc.

Tag Archives: Retirement

Enjoying a comfortable retirement depends on how well you prepared ahead of time to support your desired lifestyle, and how well you keep a pulse on your financial well-being after you retire. You may need to check periodically to ensure you can continue to afford retirement and health-care needs, no matter how much planning you […]

Make your retirement happen! What makes age 70 1/2 so significant? Required minimum distributions (RMDs) most commonly are taken from traditional Individual Retirement Accounts (IRA), workplace retirement plan accounts—401(k)/403(b)/457—or self-employed retirement plan accounts at the age of 70 1/2 for retirees. If you’re at or near retirement age, you’ll soon have to pay taxes on your IRAs […]

Divorce can be one of the most difficult and stressful times in a person’s life, and it’s easy to make major money mistakes. Financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about how couples can avoid the biggest financial “gotchas” involved in a break up and how to make sure their assets get […]

When preparing for retirement, imagining the new lifestyle that awaits you can be exciting. From travel to family time to relaxation, a fulfilling retirement looks different to each individual. Preparing for the quality of life you desire goes beyond simply ensuring you can support your daily costs and fulfill your dreams. You should address two […]

When most people think about retirement, they envision a life of freedom. From traveling the world to spending time with grandchildren, everyone’s goals for their golden years are different. No matter your dreams, lasting health will help you enjoy your future. In a recent survey, 81% of retirees said good health is most important for […]

With the New Year upon us, it brings a fresh opportunity to consider your goals. For 2018, we are taking a different approach to resolutions. Instead of giving you a laundry list of tasks to accomplish, we want to encourage you to make this the year you really own your financial life. Imagine fast forwarding […]

There’s more to do than plan your New Year’s party – the final days of the year are an important time to take a good look at your finances. Financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about five smart money moves to make before the New Year that will help your finances […]

The holiday season is around the corner, and with the busy days ahead, 2018 will be here before you know it. Amidst all the action, we understand how easy it is to wait until the New Year to consider financial changes. But taking a few steps now could help you reduce your tax liabilities — […]

Managing Finances Can Help Couples Avoid Common Pitfalls Just over 2 million couples tied the knot last year, a rate of 6.9 per 1,000 total population. About 70% of those couples have argued or will argue about money. Disagreements about finances top other subjects such as household chores, snoring, togetherness, sex, and what’s for dinner. […]

Family Conversations: Financial Hardship & Life Changes When is the last time you talked about your insurance plan with your family? If you’re assuming that you should just take care of it yourself and avoid the conversation, think again. It can be hard to talk about what life would be like for your family if […]

Mindy talks with Michigan’s WSMH Fox66 Profitt Report about politics and your retirement. During years of political change we often hear people wondering if politics in Washington D.C. will impact our lives in mid-Michigan. “Is there much difference between democratic and republican? And do we need to worry about who’s in the administration?” McIntosh said. […]

New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once While a whopping 94% of Americans give themselves a passing grade in financial literacy, 1 in 3 Americans have confessed to stopping retirement savings at least once, according to a new report from IALC. This startling data* provides the latest peek into […]

Will Medicare be enough? What would happen if you needed full-time care to assist you later in life? What would that around-the-clock care cost? What would happen to your spouse and other loved ones? The number one issue we see with clients is the lack of long-term care planning. Many people have not prepared and […]

Spring only comes once a year, but a deep cleaning can help your home stay organized and uncluttered all year round. The same can be said for your finances! Financial professional Mindy McIntosh talks with WJRT about 5 tips to spring clean your financial household: 1. Inspect Your Budget 2. Rake in Retirement Contributions 3. […]

America Saves Week is a national effort to set a savings goal, make a savings plan, and save automatically. Join millions of others who are taking time this week to start or grow their savings. Most of us understand that saving regularly is one of the simplest ways to reach our financial goals, but we […]

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