finances Archives | McIntosh & Associates, Inc.

Tag Archives: finances

For many investors looking to secure their cash flow in retirement, annuities are a common way to receive the guaranteed income they need. Different annuities exist, so knowing which option fits your financial life and goals is important. Here are some points on the differences between qualified and nonqualified annuities. What is a qualified annuity? […]

Saving for retirement to sustain your standard of living is a continual effort to prevent your quality of life from declining in later years. Unfortunately, for many retirees, this goal can be difficult to achieve. Even with planning, 52% of working-age households may not be able to sustain their lifestyles in retirement.1 You can take […]

Before you retired, you may have spent time developing strategies to help you reach your retirement goals. You might have invested for the income you would need, minimized your debt, or protected yourself with long-term-care insurance. By focusing on your financial goals and envisioning the lifestyle you wanted for that next stage in life, you […]

Saving money before and during retirement so their standard of living doesn’t suffer is important for many retirees. Unfortunately, many Americans aren’t saving nearly enough and are falling short of setting aside adequate funds to support their retirement needs. The average retirement savings for people aged 56-61 is only $163,577. Meanwhile, retirees can spend nearly […]

Life insurance policies and annuities can be helpful in providing extra protection and income for you and your family. But you can also increase the value of these benefits with certain tax advantages that each investment provides. Here are some ways that life insurance and annuities provide you with tax benefits. Life Insurance Tax Benefits […]

Losing a spouse is never easy and a difficult topic for many to even imagine. But when you become a widow or widower, moving beyond the grief to address important financial items in your life is essential. Whether you recently lost your loved one or you need to prepare for the road ahead, here are […]

There’s more to do than plan your New Year’s party – the final days of the year are an important time to take a good look at your finances. Financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about five smart money moves to make before the New Year that will help your finances […]

The financial world is filled with industry jargon and lingo. To help you understand common terms, we’ve assembled a quick guide for your reference. From life insurance to annuities, use this glossary to understand the financial language in your life. Abeyance: When the owner of a property or title has not been declared. With insurance, […]

It’s the giving season, and as presents are exchanged and good cheer fills the air many people are looking for a way to give back. Financial professional Mindy McIntosh talks with WSMH FOX66 about how we can get in the giving spirit without breaking the bank. Ways to Give Back Giving to Others – Make […]

Being free from the burden of debt might sound too good to be true, but it’s possible. Mindy McIntosh talks with Fox 66 Profitt Report: “Some people feel like financial independence is being very wealthy,” says Mindy, who has a simpler view of what it means to be financially free. “It’s more of ‘okay we […]

Financial Challenges for Women Preparing for the future is one of the most important aspects of financial strategizing, and a lack of involvement often leaves women, in particular, potentially exposed to financial hardships later in life. Don’t expect a spouse, partner, or other family member to help ensure financial security. Women investors face several challenges […]

Fun activities in the summer can turn into wonderful teaching tools and they keep everyone in the family active! Create a scrub-a-dub toy wash. Trying to do your own spring cleaning? Get the kids involved with a toy wash. Bring out all the bikes, trikes, trucks and more and run them through the hose, sprinkler […]

Will Medicare be enough? What would happen if you needed full-time care to assist you later in life? What would that around-the-clock care cost? What would happen to your spouse and other loved ones? The number one issue we see with clients is the lack of long-term care planning. Many people have not prepared and […]

From childcare… to college… to cell phone bills, moms pay a steep price for their bundles of joy. And that’s one of the reasons we set aside one day every year to say thank you to mom. With mother’s day approaching, financial professional Mindy Mcintosh talks with FOX66 Profitt Report and breaks down the price […]

A new study shows Michigan has one of the largest gender wage gaps in the country. Women in Michigan are making an average of 74 cents for every $1 a man earns. Financial Professional Mindy McIntosh talks with WJRT ABC 12 about how women can level out the financial playing field: Equal Pay for Women […]

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