Family Finances Archives | McIntosh & Associates, Inc.

Tag Archives: Family Finances

For many investors looking to secure their cash flow in retirement, annuities are a common way to receive the guaranteed income they need. Different annuities exist, so knowing which option fits your financial life and goals is important. Here are some points on the differences between qualified and nonqualified annuities. What is a qualified annuity? […]

Developing a sound retirement strategy requires periodic reviews and analyses of projected income levels in order to maintain the lifestyle you envision. Annuities can serve as useful investments for retirees looking to generate guaranteed income. According to one investor poll, having a guaranteed income is a top priority of 56% of respondents.1 Yet, most Americans […]

More than one-third of Americans have little to no money saved for retirement. Most of them are part of generation X, who were most affected by the Great Recession of 2008.1 They lost almost half of their net wealth during a time when they carried hefty financial obligations including mortgages, aging parents, and children – […]

Saving for retirement to sustain your standard of living is a continual effort to prevent your quality of life from declining in later years. Unfortunately, for many retirees, this goal can be difficult to achieve. Even with planning, 52% of working-age households may not be able to sustain their lifestyles in retirement.1 You can take […]

Life insurance policies and annuities can be helpful in providing extra protection and income for you and your family. But you can also increase the value of these benefits with certain tax advantages that each investment provides. Here are some ways that life insurance and annuities provide you with tax benefits. Life Insurance Tax Benefits […]

There’s more to do than plan your New Year’s party – the final days of the year are an important time to take a good look at your finances. Financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about five smart money moves to make before the New Year that will help your finances […]

When beginning to build their families, few parents expect to have a child with special needs. However, the experience is surprisingly common and affects millions of people throughout the United States. In fact, current estimates show that approximately 1 in 6 children from age 3 to 17 have at least one developmental disorder. Any parent […]

Medicare Open Enrollment Medicare annual election period runs October 15 through December 7. During this time, you can make changes to various aspects of your coverage and review your medical or prescription plan needs. We will also do a complimentary retirement check up to ensure your coverage is adequate for the coming years of retirement. […]

Family Conversations: Financial Hardship & Life Changes When is the last time you talked about your insurance plan with your family? If you’re assuming that you should just take care of it yourself and avoid the conversation, think again. It can be hard to talk about what life would be like for your family if […]

This time of year we’re honoring grads and dads. But finding a gift they really want or need can be tricky! Turns out, it’s a great time to buy a gift card. Financial professional Mindy McIntosh talks with WSMH FOX 66 Profitt Report about how to protect yourself from scams and get great bonus deals! […]

New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once While a whopping 94% of Americans give themselves a passing grade in financial literacy, 1 in 3 Americans have confessed to stopping retirement savings at least once, according to a new report from IALC. This startling data* provides the latest peek into […]

From childcare… to college… to cell phone bills, moms pay a steep price for their bundles of joy. And that’s one of the reasons we set aside one day every year to say thank you to mom. With mother’s day approaching, financial professional Mindy Mcintosh talks with FOX66 Profitt Report and breaks down the price […]

Kids & Finances: Give, Save & Spend In our house we use three labeled piggy banks to build a foundation and serve a specific purpose – GIVE, SAVE and SPEND. We use a clear colored jar to save – so they see the money growing. For younger children having the banks color coded is great […]