Tag Archives: credit cards

More than one-third of Americans have little to no money saved for retirement. Most of them are part of generation X, who were most affected by the Great Recession of 2008.1 They lost almost half of their net wealth during a time when they carried hefty financial obligations including mortgages, aging parents, and children – […]

Saving money before and during retirement so their standard of living doesn’t suffer is important for many retirees. Unfortunately, many Americans aren’t saving nearly enough and are falling short of setting aside adequate funds to support their retirement needs. The average retirement savings for people aged 56-61 is only $163,577. Meanwhile, retirees can spend nearly […]

The holidays are in the rear-view mirror, but the credit card bills are front and center! All the fun and festivities can really add up – many households will be paying off their debt through the entire winter and even into spring. We need to watch how much we are putting on our credit cards […]

Protecting yourself from identity theft is essential, and in order to truly secure your financial life, you must take a number of steps. From the information you share on checks to the online passwords you create, thieves can steal your identity in a variety of ways. To help proactively prevent identity theft, begin by following […]

There are big changes coming to the way our credit scores are calculated. Financial professional Mindy McIntosh talked with WSMH about how these changes will impact all of us and offered tips to boost your credit score. Pay Off Debt – Pay your bills on time and make your monthly payments in full. This will […]

Identity (ID) theft is a crime where a thief steals your personal information, such as your full name or social security number, to commit fraud. The identity thief can use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and […]

Every parent wants to see their children succeed academically, socially and financially too! But a recent study found that 69% of parents are reluctant to talk their children about money. Financial professional Mindy McIntosh talks with Michigan’s WJRT about how we can make finances less taboo and more “can do” and help our children be […]

The holidays are in the rear-view mirror, but the credit card bills are front and center. All the fun and festivities can really add up! Many households will be paying off their debt through the winter and even into spring. Mindy McIntosh talks with WSMH FOX66 Profitt Report about tips on how to pay off […]