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Tag Archives: children

Saving money before and during retirement so their standard of living doesn’t suffer is important for many retirees. Unfortunately, many Americans aren’t saving nearly enough and are falling short of setting aside adequate funds to support their retirement needs. The average retirement savings for people aged 56-61 is only $163,577. Meanwhile, retirees can spend nearly […]

If you’re a federal employee, you have financial benefits available to you that are different from other retirement plans. If you directed your annuity benefits to your children, you have specific distribution details to consider. Here are answers to questions about managing annuity benefits for children: When do the benefits pay out? Your annuity as […]

Financial lives are inherently complex and require thoughtful perspectives and strategies for you and your loved ones. Multigenerational households pose additional challenges to heads of households. A multigenerational household has two or more adults from different generations. More than 60 million Americans live in multigenerational households, comprising 19% of the population. Living in a household […]

For most of your adult life, you may have had the protection of life insurance to help safeguard you and your family. But as your life changed, so did your family’s needs and financial goals. With every transition and milestone, you should take the time to reexamine your life insurance policy to make sure you […]

Few tasks in life can be as rewarding and challenging as being a primary caregiver for your loved ones. And caregiving comes in a variety of forms, from looking after ailing relatives to raising children as a stay-at-home parent. Whether you purposefully chose the role or life’s circumstances required you to fill it, you face […]

Talking about money with kids isn’t always easy. But you can use a holiday like Halloween to get creative and start that important conversation. Financial professional Mindy McIntosh talks with WJRT on Sunday, October 29th in the 9AM hour about four ways kids can learn valuable money lessons this Halloween. Halloween isn’t a holiday focused […]

Financial Challenges for Women Preparing for the future is one of the most important aspects of financial strategizing, and a lack of involvement often leaves women, in particular, potentially exposed to financial hardships later in life. Don’t expect a spouse, partner, or other family member to help ensure financial security. Women investors face several challenges […]

Fun activities in the summer can turn into wonderful teaching tools and they keep everyone in the family active! Create a scrub-a-dub toy wash. Trying to do your own spring cleaning? Get the kids involved with a toy wash. Bring out all the bikes, trikes, trucks and more and run them through the hose, sprinkler […]

Every parent wants to see their children succeed academically, socially and financially too! But a recent study found that 69% of parents are reluctant to talk their children about money. Financial professional Mindy McIntosh talks with Michigan’s WJRT about how we can make finances less taboo and more “can do” and help our children be […]