Resources for You | McIntosh & Associates, Inc.

Resources for You

  • Are You Losing Sleep Over Money? Here’s What You Can Do - Everyone knows the benefits of a good night’s sleep. But when your mind is on money, sometimes it’s hard to sink into slumber. In fact, nearly two-thirds of Americans occasionally experience sleep problems due to financial woes. The cost of health care tops the list with more than a third Read More
  • Time to Spring Clean Your Accounts - Springtime often requires some financial spring cleaning. This is the best time to ensure your accounts are up to date and secure. Here are 3 tips to help keep your finances safe and sound: 1. Update your beneficiaries listing. In the United States, unclaimed payouts from policies such as life Read More
  • Difference Between Qualified and Nonqualified Annuities - For many investors looking to secure their cash flow in retirement, annuities are a common way to receive the guaranteed income they need. Different annuities exist, so knowing which option fits your financial life and goals is important. Here are some points on the differences between qualified and nonqualified annuities. Read More
  • Debunking Common Annuities Misconceptions - Developing a sound retirement strategy requires periodic reviews and analyses of projected income levels in order to maintain the lifestyle you envision. Annuities can serve as useful investments for retirees looking to generate guaranteed income. According to one investor poll, having a guaranteed income is a top priority of 56% Read More
  • The Concern of Health Care Costs in Retirement - Paying for health care in retirement is not an easy task. Despite rising costs and increasingly complex coverage requirements, you can take steps today to help ensure you’re not struggling tomorrow. As you explore your own retirement planning and health-care expenses, here are some facts to keep in mind: Fact Read More
  • Have You Financed the Retirement You Want? - More than one-third of Americans have little to no money saved for retirement. Most of them are part of generation X, who were most affected by the Great Recession of 2008.1 They lost almost half of their net wealth during a time when they carried hefty financial obligations including mortgages, Read More
  • Maintain Your Standard of Living in Retirement - Saving for retirement to sustain your standard of living is a continual effort to prevent your quality of life from declining in later years. Unfortunately, for many retirees, this goal can be difficult to achieve. Even with planning, 52% of working-age households may not be able to sustain their lifestyles Read More
  • Goal-Based Planning in Retirement - Before you retired, you may have spent time developing strategies to help you reach your retirement goals. You might have invested for the income you would need, minimized your debt, or protected yourself with long-term-care insurance. By focusing on your financial goals and envisioning the lifestyle you wanted for that Read More
  • Ways to Trim Your Spending in Retirement - Saving money before and during retirement so their standard of living doesn’t suffer is important for many retirees. Unfortunately, many Americans aren’t saving nearly enough and are falling short of setting aside adequate funds to support their retirement needs. The average retirement savings for people aged 56-61 is only $163,577. Read More
  • Are You Prepared for Cognitive Decline? - No one likes to think about dementia and cognitive decline in themselves or their loved ones. But, for many families, this is an incredibly important topic to address. In fact, 5.5 million Americans have Alzheimer’s disease, including 10% of people aged 65 and older. When they pass away, 1 in Read More