In the News

18Sep 2018

Layoffs are often stressful for everyone involved: company officials, the workers who retain their jobs, and especially the newly unemployed. The experience for workers, however, can be particularly devastating. The emotional effects of a layoff may include anxiety, shock, irritability, anger, frustration, sadness, fear, loss of enjoyment or appreciation, feelings of worthlessness, loss of self-esteem, […]

31Aug 2018

When Do You Need to Change Your Life Insurance Policy? September is Life Insurance Awareness Month! When you decide to get life insurance, you’re essentially looking beyond yourself. You understand that life insurance is necessary to protect your family after you’re gone. Sometimes, however, circumstances change, and you have to make changes to your policy […]

Valuable Credits Available for Certain Small Businesses* The IRS is reminding small business owners who provide health insurance coverage to employees about the Small Business Health Care Tax Credit.[i] The agency provides tax relief for some small businesses who want to claim the Small Business Health Care Tax Credit but have faced difficulty finding coverage […]

21Aug 2018

September is Life Insurance Awareness Month! When you decide to get life insurance, you’re essentially looking beyond yourself. You understand that life insurance is necessary to protect  your family after you’re gone. Sometimes, however, circumstances change, and you have to make changes to your policy to ensure your goals are achieved. Here are several matters […]

21Aug 2018

Analysts say couples will need an estimated $280,000 to cover health-care costs in their retirement. That’s a 2% increase from last year’s estimate.[I] Recent research paints a bleak financial picture of retirement for many Americans.[ii] More than 20% of Americans have no retirement savings and a third of baby boomers have less than $25,000 saved. […]

21Aug 2018

Fundamentally, the topic of tariffs is good. Government leaders implement tariffs on foreign products and services to restrict imports by tacking on additional taxes or fees. The aim is to make foreign products less attractive to domestic consumers.[1] Establishing tariffs, proponents argue, helps correct trade inequities and boost domestic production and growth. Proponents assert that […]

On one side, people in the sandwich generation provide some type of care to aging parents. It may include financial, emotional, or health-care help.[I] On the other side, sandwich generation members are taking care of young children or boomerang kids. Boomerang kids are adults who have left home and later returned for financial reasons. Members of […]

13Aug 2018

Personal loans are loans that can be used for just about anything and could potentially be an effective tool in certain circumstances. Using personal loans for positive uses can help pay off many different kinds of debt. Watch the video for tips on different ways to positively use a personal loan, how they compare to […]

07Aug 2018

The creative team for real estate developers came up with the term “the golden years” in 1959 as part of a pitch to sell homes in the nation’s first large-scale retirement community. Developers of the $2 million golf resort in the middle of an Arizona desert were hoping to sell the idea of “an active […]

03Aug 2018

They were the largest generation in American history. Their impact on American society still reverberates today. They were the forerunners of a cultural revolution that helped transform the nation and Western civilization. They are baby boomers, born between 1946 and 1964. The largest and most devastating global war in world history ended in August 1945, […]

01Aug 2018

Do you need a strategy for your retirement health care premiums? People today are living longer, heathier lives then previously recorded. Join hostess Mindy McIntosh, Insurance Professional and Founder & President at McIntosh & Associates, for an educational presentation about how health care premium costs can have a dramatic effect on retirement portfolios. In theory, […]

20Jul 2018

Many retirement planners find that utilizing annuities may be a good way to generate guaranteed income. Annuities allow you to set retirement distributions based on their type and how much you contributed. Like all investment and insurance products, annuities are subject to fees and expenses. Generally, you will have to pay fees on distributions. Using […]