Life Insurance rates have decreased over the last 10 years with people living longer. Let’s review whether a term, whole life, universal life or final expense product is best for you. With many options and carriers available we can custom design a solution for you. Not sure how much you might need? Let us help you complete a life insurance needs analysis.
McIntosh & Associates recommends periodic review of your policies as life circumstances are continually changing. We would be happy to provide you with a no cost, no obligation review. Please let us know if we can help.
Patrick Kelly’s book “Tax-Free Retirement” is a great way to plan for tax-free growth!
Do I have the right kind and amount of insurance for my current and future needs?
Is my policy still competitive? Am I paying for options I don’t need?
Is the death benefit enough for my family’s needs?
Is the insurance company sound, well-regarded, and have a track record of handling claims fairly?
Is my policy still in force? Are the beneficiaries current? Are there tax consequences for the beneficiaries?