Learning Center | McIntosh & Associates, Inc.

Learning Center

At McIntosh & Associates we are dedicated to offering opportunities to both prospective clients and current clients for informational & educational meeting that cover a variety of topics.

We often partner with members of our community to utilize their expertise on subjects that are crucial to helping you stay informed. Topics include: attorneys speaking about how to access benefits for loved ones that need care at home, assisted living, or nursing homes, the differences between wills, revocable & irrevocable trusts, why you should have a trust for your IRA, and how to avoid probate.

Please join us in the warm and cozy atmosphere of our Learning Center!

RMDs, Taxation & the Effect on Social Security

Make your retirement happen!

What makes age 70 1/2 so significant?
Are you concerned about recent tax reform?

Required minimum distributions (RMDs) most commonly are taken from traditional Individual Retirement Accounts (IRA), workplace retirement plan accounts—401(k)/403(b)/457—or self-employed retirement plan accounts at the age of 70 1/2 for retirees. If you’re at or near retirement age, you’ll soon have to pay taxes on your IRAs and other tax-deferred savings accounts. Taxes on RMDs can be a major financial burden… unless you know how to protect yourself.

Learn simple strategies that could save you thousands! Everyone’s situation is different. It’s not too late for retirees in their 60s when withdrawals are penalty free, RMDs haven’t yet kicked in and disbursements are likely to be taxed at a lower rate because the recipient is no longer working. Join us to learn more!

Some topics we will discuss:

  • How to calculate your required amount and its tax liability
  • If your beneficiaries are set up for maximum tax efficiency
  • Strategies retirees should consider when they DO NOT NEED their RMDs
  • If your asset allocation and withdrawal strategies are appropriate for RMDs
  • When you have to take your RMDs, and if there are any exceptions
  • How they can impact your Social Security
  • How new 2018 tax reform might impact you
March 14 at 10:00 AM

McIntosh & Associates Learning Center
122 S. Main St., Suite 2
Freeland, MI 48623

This is an important and timely event, and seating is limited for the comfort of our guests.
Please call 877-222-8849 today to reserve your seat.

This presentation should not be used as a basis for legal and/or tax advice. In any specific case, the parties involved should seek the guidance and advice of their own legal and tax counsel. Estate planning is done in conjunction with your estate planning attorney, tax attorney and/or CPA.