Lazy days on the beach, summer concerts, fun getaways and backyard barbecues – these are all hallmarks of summer. But unfortunately for too many of us, these fun in the sun experiences may be burning holes in our pocketbooks. In fact, 1 in 5 Americans will go into debt this summer to pay for a summer vacation.

Financial professional Mindy McIntosh talked with FOX66 WSMH about 4 quick ways to detox your spending and reboot your budget:

Take a Fiscal Fast – Do you think you could go one week without spending a single cent? Stock your fridge and your gas tank – and then literally spend nothing for 7 days. The goal is to see how it feels to live without spending money. To see what it would be like to only spend money on what you need vs. what you want. The point is to get started and be more in tune with your spending habits.

Note Every Nickel – There are plenty of apps that can help you figure out where you are spending your money. But sometimes to get really serious, you need to get back to the basics and get out the pen and paper and literally note every nickel you spend. This will help you see where you spend money and where it will be easy to stop spending.

Go All Cash – Another way to help get your spending in control is to go all cash for a specific amount of time. I’m talking about locking up your credit cards and only using cash for purchases. There’s something about actually handing over dollar bills vs. swiping plastic that makes you think twice about what you are buying.

Purge Your Place – Spend some time looking around your home or apartment. Donate or sell clothes that you are no longer wearing; toys your kids never play with; and crystal you received from your wedding 20 years ago that’s still in the box. Seeing all the extra stuff that you have accumulated should be inspiration enough to buy less stuff – and help keep your spending under control.

Click here for a budget worksheet to get you started.