Finances

IRAs can be an important tool in your retirement savings belt, and whichever you choose to open could have a significant impact on how those accounts might grow. IRAs, or Individual Retirement Accounts, are tax-advantaged accounts used to help save money for retirement. There are two different types of IRAs: traditional and Roth. Traditional IRAs, […]

  How Do You Reach Your 2019 Financial Resolutions? The start of the new year always seems to represent new beginnings. It’s a time to remake our priorities and to reimagine our futures. Although the calendar may not recognize its significance, our humanity marks the passing of the old year with poignancy. We awaken to […]

  The start of the new year always seems to represent new beginnings. It’s a time to remake our priorities and to reimagine our futures. Although the calendar may not recognize its significance, our humanity marks the passing of the old year with poignancy. We awaken to the opportunities that surely await us—just over the […]

We constantly hear how important it is to maintain a healthy lifestyle. That is not always easy, especially in the face of temptation or the easy option of procrastination. For some, the monetary benefits of maintaining a healthy lifestyle may provide an incentive. Being healthy not only makes you feel good, it may also help […]

When you are planning for your future, what do you think about? You may think about your retirement, enjoying having the time and money to take trips and pursue your interests. Maybe you think about your home, and enjoying the feeling of stability that can come with home ownership. In making these plans, people often […]

  Open Enrollment & the Annual Election Period Open Enrollment for individuals under Medicare Age (65) ends December 15th. In order to help you prepare for Open enrollment for 2019 we encourage you to ask yourself these questions: How do I qualify for a marketplace subsidy or tax credit? Why do I need Health Insurance? […]

“Tis impossible to be sure of any thing but Death and Taxes,” wrote Christopher Bullock in his 1716 book, The Cobler of Preston. Putting your estate in order will ensure your assets go to your appointed heirs as opposed to the government. Immediately following the death of a loved one, emotions generally run high, which […]

Establishing a national health insurance plan for senior Americans has followed a sometimes wayward path through U.S. history. President Teddy Roosevelt first began discussing the idea of implementing a system of health insurance in the United States more than a century ago. President Harry Truman called for developing a health insurance fund in 1945. President […]

It’s an obvious truth: Retirement changes your life. You are no longer obligated to fulfill the duties of regular employment. Other changes reveal themselves in more subtle ways, both positive and negative. You are more prone to experience health challenges. You have more free time to develop your hobbies, to do more (or less) household […]

Open Enrollment & the Annual Election Period Open Enrollment for individuals under Medicare Age (65) starts November 1st and runs through December 15th. In order to help you prepare for Open enrollment for 2019 we encourage you to ask yourself these questions: How do I qualify for a marketplace subsidy or tax credit? Why do I […]

In the latter half of the 19th century, women entrepreneurs often ran peripheral, service-related businesses: taverns, alehouses, retail shops, hotels, even brothels.[1] It was a man’s world, and women without husbands often found themselves looking for innovative ways to support themselves. At the dawn of the 20th century, the socioeconomic climate began to change. New […]

More than a quarter of Americans have some type of disability.[i] A disability is defined by the Centers for Disease Control and Prevention as “any condition of the body or mind (impairment) that makes it difficult for the person with the condition to do certain activities (activity limitation) and interact with the world around them […]

You know why you should get life insurance. To protect your family. To leave an inheritance. To pay off debts and other expenses. To create more financial stability. To have more peace of mind. But is there ever a time when you should reconsider your insurance coverage or change your policy? Experts suggest policyholders review […]

You may have dealt with money for more than half a century. You understand hard work, following a budget, saving money, and spending wisely. You possess a wealth of financial wisdom—at least in comparison to your grandchildren. As a grandparent, you can provide your grandchildren with sound, sage advice. Will they accept and heed it? […]

That big tax return may have allowed you to pay bills, build your savings, or buy something you’ve wanted for some time. With passage of the Tax Cuts and Jobs Act in late 2017, the tax code changed, making potentially for an even rosier tax picture for some at the end of this year. However, […]