Finances

Why do you get life insurance? It may be because you understand that tragedy can strike in a moment. Or perhaps you may want to make sure your family is taken care of after you’re gone. Life insurance helps provide you and your family with peace of mind for your future needs. Insurance payouts may […]

Annual Election Period for Medicare Starts October 15th Do you feel you need to make a change to your current Medicare coverage? The annual election period is an annual time for plan changes runs from October 15th – December 7th. In order to help you prepare for Open enrollment for 2019 we want to provide […]

Planning for what happens after your passing requires compassion, a realistic outlook, and a long-term vision. Although you will not be around to address the concerns of your loved ones in the event of your death, you may want to ensure their financial welfare is secure. You may want to provide a legacy of sorts […]

Communication is the process through which we transfer information to each other. Although modern forms of communication have increased (emails, texts, letters, social media), connecting with each other is still at the foundation of our humanity. We just have to talk. Family communication, in particular, melds us together in profound and lasting ways. Without it, […]

You spent decades saving for retirement. A long time ago, you understood and took to heart the advice about the importance of your retirement savings. You’ve just turned 70, and you’re proud of your financial achievements. You worked hard; you sacrificed, and now you’re retired and doing well enough so that you don’t have to […]

History tells of investors leaping from tall buildings during the Great Depression. It was Black Thursday, October 24, 1929. Newspaper columnist Will Rogers wrote: “When Wall Street took that tail spin, you had to stand in line to get a window to jump out of.” Obviously, unforeseen financial (specifically, investment) mistakes were made, which led […]

Experts labeled the birth of more than 76 million babies between 1946 and 1964 the “baby boom.” It was America’s largest generation, although Millennials are on the verge of overtaking boomers. More than 65 million are still living today with about 10,000 retiring per day. The youngest will turn 67, full retirement age, in 2031, […]

Layoffs are often stressful for everyone involved: company officials, the workers who retain their jobs, and especially the newly unemployed. The experience for workers, however, can be particularly devastating. The emotional effects of a layoff may include anxiety, shock, irritability, anger, frustration, sadness, fear, loss of enjoyment or appreciation, feelings of worthlessness, loss of self-esteem, […]

When Do You Need to Change Your Life Insurance Policy? September is Life Insurance Awareness Month! When you decide to get life insurance, you’re essentially looking beyond yourself. You understand that life insurance is necessary to protect your family after you’re gone. Sometimes, however, circumstances change, and you have to make changes to your policy […]

Valuable Credits Available for Certain Small Businesses* The IRS is reminding small business owners who provide health insurance coverage to employees about the Small Business Health Care Tax Credit.[i] The agency provides tax relief for some small businesses who want to claim the Small Business Health Care Tax Credit but have faced difficulty finding coverage […]

September is Life Insurance Awareness Month! When you decide to get life insurance, you’re essentially looking beyond yourself. You understand that life insurance is necessary to protect  your family after you’re gone. Sometimes, however, circumstances change, and you have to make changes to your policy to ensure your goals are achieved. Here are several matters […]

Analysts say couples will need an estimated $280,000 to cover health-care costs in their retirement. That’s a 2% increase from last year’s estimate.[I] Recent research paints a bleak financial picture of retirement for many Americans.[ii] More than 20% of Americans have no retirement savings and a third of baby boomers have less than $25,000 saved. […]

Fundamentally, the topic of tariffs is good. Government leaders implement tariffs on foreign products and services to restrict imports by tacking on additional taxes or fees. The aim is to make foreign products less attractive to domestic consumers.[1] Establishing tariffs, proponents argue, helps correct trade inequities and boost domestic production and growth. Proponents assert that […]

On one side, people in the sandwich generation provide some type of care to aging parents. It may include financial, emotional, or health-care help.[I] On the other side, sandwich generation members are taking care of young children or boomerang kids. Boomerang kids are adults who have left home and later returned for financial reasons. Members of […]

Personal loans are loans that can be used for just about anything and could potentially be an effective tool in certain circumstances. Using personal loans for positive uses can help pay off many different kinds of debt. Watch the video for tips on different ways to positively use a personal loan, how they compare to […]