Family

In a recent study, 35% of married couples described money issues as their primary source of stress. While there are many potential causes of such financial stress, in some cases the root may begin with habits formed early in the marriage.[I] Fortunately, couples may be able to head off many of the problems money can […]

Marriage changes everything, including insurance needs. Newly married couples should consider a comprehensive review of their current, individual insurance coverage to determine if any changes are in order as well as consider new insurance coverage appropriate to their new life stage. Auto. The good news is that married drivers may be eligible for lower rates […]

  Three Key Questions to Answer Before Taking Social Security Social Security may be a critical component of your financial strategy in retirement, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source. When to Start? Should I Continue to […]

Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When policyholders buy term insurance, they buy coverage for a specific period and pay a specific price for that coverage. If the policyholder dies during that time, their beneficiaries receive the benefit […]

For many Americans, the assets in their Individual Retirement Account represent a significant portion of the wealth they hope to leave to their loved ones. You may have heard that creating a trust and naming it as the beneficiary of your IRA is a good way to direct how your assets are distributed after your […]

You may be able to take the credit if you are 65 years of age or older or if you retired on total and permanent disability and have taxable disability income. There are certain limits that your income cannot exceed. Claiming the Senior Tax Credit if You’re 65 Years or Older Based on your filing […]

For individuals who rent out their residential property for income, there are different tax rules that apply based on whether they used the property as a residence at any time over the course of the year. Residential rental property may include a single house, condominium, apartment, mobile home, vacation home, or similar property. These properties […]

It’s hard to be anything else when you are in an attitude of gratitude. A grateful mindset is an instant way to get positive and feel better. But just how do you do that? Here are some great tips to start now:   Make a commitment to gratitude. This is a daily practice; one you […]

Social Security may be a critical component of your financial strategy in retirement, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source. When to Start? The Social Security Administration gives people a choice on when they decide to […]

  We wanted to start off our May newsletter with a welcome another new employee. We added a new team members to help service our clients. We are beyond grateful and blessed to have this opportunity to grow. We are excited for all of you to meet Jennifer Yancer   Jennifer is committed to not only […]

  About 80% of Americans will receive a tax refund this year. If you’re one of them, you may be wondering, “where’s my refund?” It sounds obvious, but “Where’s My Refund?” is actually the best place to start. Visit www.irs.gov/refunds to find the latest refund information. Here are some common questions about the information that […]

Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the registration on your car has expired?” You’d been meaning to take care of it for some time. For […]

  The transition to adulthood is an exciting new stage that marks true independence. You may have graduated from college, taken your first job, even rented your first apartment. With this new freedom comes real responsibilities, including protecting yourself from some of the financial risks that life presents. Auto Once you are no longer covered […]

For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources: Social Security Social Security is the government-administered retirement income program. Workers become eligible after paying Social Security taxes for 10 years. Benefits are based on each worker’s 35 highest earning years. (If there are […]

Today’s changing health care landscape makes understanding Medicare even more important. Whether you have questions for yourself or a loved one, the following answers may help. What does Medicare cover? Medicare is a federal health insurance program for people aged 65 years and older as well as those younger than 65 with specific disabilities or […]