Family Archives | McIntosh & Associates, Inc.

Family

End the Year on a Financial High Note The holiday season is around the corner, and with the busy days ahead, 2018 will be here before you know it. Amidst all the action, we understand how easy it is to wait until the New Year to consider financial changes. But taking a few steps now […]

Few tasks in life can be as rewarding and challenging as being a primary caregiver for your loved ones. And caregiving comes in a variety of forms, from looking after ailing relatives to raising children as a stay-at-home parent. Whether you purposefully chose the role or life’s circumstances required you to fill it, you face […]

When beginning to build their families, few parents expect to have a child with special needs. However, the experience is surprisingly common and affects millions of people throughout the United States. In fact, current estimates show that approximately 1 in 6 children from age 3 to 17 have at least one developmental disorder. Any parent […]

It’s open enrollment season: the time of year to be talking about doctors and deductibles! As you choose your coverage, you should be thinking beyond 2018. It’s a little-known fact your health care plan can play an important part in saving for the future! Financial professional Mindy McIntosh talks with Profitt Report on FOX66 WSMH […]

Healthcare Open Enrollment The Affordable Care Act has changed the face of individual insurance and will continue to do so going forward. In order to prepare you for the 2017 open enrollment period we wanted to provide you some helpful information. Open enrollment for 2018 runs from November 1st, 2017 through December 15, 2017. Effective […]

Talking about money with kids isn’t always easy. But you can use a holiday like Halloween to get creative and start that important conversation. Financial professional Mindy McIntosh talks with WJRT on Sunday, October 29th in the 9AM hour about four ways kids can learn valuable money lessons this Halloween. Halloween isn’t a holiday focused […]

It seems like holiday displays creep up earlier and earlier every year. Forget about waiting until after Thanksgiving – wreaths, stockings and ornaments are sharing the shelves with Halloween displays in stores across the country! Financial professional Mindy McIntosh talks with WSMH about how to make the most of holiday shopping before Halloween. 1. Make […]

A good chunk of people have no savings account at all. That’s dangerous territory when the next expensive car or home repair or unexpected medical bill could be right around the corner. Most of us would like more money in our bank accounts but getting to that goal can take hard work. Since it’s the […]

If you’ve been putting money away into a retirement account for a few years, it can be tempting to dip into those funds. However, withdrawing from your 401(k) or IRA early usually means penalties. The penalties can be significant: Forbes reported that Americans paid an estimated $5.8 billion in penalties on retirement account withdrawals on […]

Medicare Open Enrollment Medicare annual election period runs October 15 through December 7. During this time, you can make changes to various aspects of your coverage and review your medical or prescription plan needs. We will also do a complimentary retirement check up to ensure your coverage is adequate for the coming years of retirement. […]

Managing Finances Can Help Couples Avoid Common Pitfalls Just over 2 million couples tied the knot last year, a rate of 6.9 per 1,000 total population. About 70% of those couples have argued or will argue about money. Disagreements about finances top other subjects such as household chores, snoring, togetherness, sex, and what’s for dinner. […]

September is National Self-Improvement Month! The perfect time to make some changes in your life, especially when it comes to your finances. Financial professional Mindy McIntosh talks with FOX66 WSMH about how everyone can get started to reach their financial goals. Self-Improvement Month 1. Evaluate & Create a Plan – It doesn’t matter what your […]

Home loans often make up significant amounts of household debt, and reducing as much debt as possible before entering retirement can seem like a promising idea. But, as with many other financial questions, there is no precise answer; it all depends. The Consumer Financial Protection Bureau estimates that 30% of homeowners 65 and older—about 6.5 […]

Lazy days on the beach, summer concerts, fun getaways and backyard barbecues – these are all hallmarks of summer. But unfortunately for too many of us, these fun in the sun experiences may be burning holes in our pocketbooks. In fact, 1 in 5 Americans will go into debt this summer to pay for a […]

Family Conversations: Financial Hardship & Life Changes When is the last time you talked about your insurance plan with your family? If you’re assuming that you should just take care of it yourself and avoid the conversation, think again. It can be hard to talk about what life would be like for your family if […]