Budgeting Archives | McIntosh & Associates, Inc.

Budgeting

Credit Score Changes There are big changes coming to the way our credit scores are calculated. Financial professional Mindy McIntosh talked with WSMH about how these changes will impact all of us and offered tips to boost your credit score. Pay your bills on time and make your monthly payments in full. This will always […]

Classrooms at universities and colleges across the nation will be back to classes soon. You might have a child, grandchild, niece or nephew who is all set to spend their semester studying, socializing and living on their own. You have prepared them for college life by teaching them how to grocery shop, prepare simple meals […]

Being free from the burden of debt might sound too good to be true, but it’s possible. Mindy McIntosh talks with Fox 66 Profitt Report: “Some people feel like financial independence is being very wealthy,” says Mindy, who has a simpler view of what it means to be financially free. “It’s more of ‘okay we […]

Financial Challenges for Women Preparing for the future is one of the most important aspects of financial strategizing, and a lack of involvement often leaves women, in particular, potentially exposed to financial hardships later in life. Don’t expect a spouse, partner, or other family member to help ensure financial security. Women investors face several challenges […]

Fun activities in the summer can turn into wonderful teaching tools and they keep everyone in the family active! Create a scrub-a-dub toy wash. Trying to do your own spring cleaning? Get the kids involved with a toy wash. Bring out all the bikes, trikes, trucks and more and run them through the hose, sprinkler […]

Preparing for the future is one of the most important aspects of financial strategizing, and a lack of involvement often leaves women, in particular, potentially exposed to financial hardships later in life. Don’t expect a spouse, partner, or other family member to help ensure financial security. Women investors face several challenges to helping build wealth […]

No price is set in stone, and that goes for a wide variety of goods and services! Whether you’re shopping for a couch or a cellphone, don’t be afraid to speak up and ask for a better deal. It doesn’t hurt to ask; a little haggling could add up to big savings. Financial professional Mindy […]

Every parent wants to see their children succeed academically, socially and financially too! But a recent study found that 69% of parents are reluctant to talk their children about money. Financial professional Mindy McIntosh talks with Michigan’s WJRT about how we can make finances less taboo and more “can do” and help our children be […]

For teenagers, a summer job is the first taste of financial freedom. But parents have a job, too: teaching those teens financial responsibility. Financial professional Mindy McIntosh talked with WSMH FOX66 Profitt Report about how parents can provide an education with that first paycheck: 1. Everyday Expenses 2. Long-Term Savings 3. Very Long-Term Savings 4. […]

Summertime is a treasured time for family getaways. However, more than two-thirds of vacationers say they overspend on a trip, which can lead to a back-at-home hangover. Don’t let your summer vacation bust your budget! Financial professional Mindy McIntosh talks with WJRT about ways to keep down the costs of travel. Create a Daily Cash […]

In our house we use three labeled piggy banks to build a foundation and serve a specific purpose – GIVE, SAVE and SPEND. We use a clear colored jar to save – so they see the money growing. For younger children having the banks color coded is great if they can’t read yet. Establish a […]

Spring only comes once a year, but a deep cleaning can help your home stay organized and uncluttered all year round. The same can be said for your finances! Financial professional Mindy McIntosh talks with WJRT about 5 tips to spring clean your financial household: 1. Inspect Your Budget 2. Rake in Retirement Contributions 3. […]

What started out as a financial-literacy awareness day more than a decade ago is now a month-long campaign that has been recognized by Congress every year since 2004. The program is designed to highlight the importance of financial literacy and teach people of all ages how to manage their money wisely. And, according to recent […]

Americans spend trillions of dollars every year on wants, needs, knick knacks and everything in between. But your home and life can start to feel cluttered. That clutter is costing you cash, and financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about how to take your trash and make it into treasure! Turn Your […]

America Saves Week is here! America Saves Week is a national effort to set a savings goal, make a savings plan, and save automatically. Join millions of others who are taking time this week to start or grow their savings. It all starts when you make a commitment to yourself to save. Let America Saves […]