Budgeting Archives | McIntosh & Associates, Inc.

Budgeting

No price is set in stone, and that goes for a wide variety of goods and services! Whether you’re shopping for a couch or a cellphone, don’t be afraid to speak up and ask for a better deal. It doesn’t hurt to ask; a little haggling could add up to big savings. Financial professional Mindy […]

Every parent wants to see their children succeed academically, socially and financially too! But a recent study found that 69% of parents are reluctant to talk their children about money. Financial professional Mindy McIntosh talks with Michigan’s WJRT about how we can make finances less taboo and more “can do” and help our children be […]

For teenagers, a summer job is the first taste of financial freedom. But parents have a job, too: teaching those teens financial responsibility. Financial professional Mindy McIntosh talked with WSMH FOX66 Profitt Report about how parents can provide an education with that first paycheck: 1. Everyday Expenses 2. Long-Term Savings 3. Very Long-Term Savings 4. […]

Summertime is a treasured time for family getaways. However, more than two-thirds of vacationers say they overspend on a trip, which can lead to a back-at-home hangover. Don’t let your summer vacation bust your budget! Financial professional Mindy McIntosh talks with WJRT about ways to keep down the costs of travel. Create a Daily Cash […]

In our house we use three labeled piggy banks to build a foundation and serve a specific purpose – GIVE, SAVE and SPEND. We use a clear colored jar to save – so they see the money growing. For younger children having the banks color coded is great if they can’t read yet. Establish a […]

Spring only comes once a year, but a deep cleaning can help your home stay organized and uncluttered all year round. The same can be said for your finances! Financial professional Mindy McIntosh talks with WJRT about 5 tips to spring clean your financial household: 1. Inspect Your Budget 2. Rake in Retirement Contributions 3. […]

What started out as a financial-literacy awareness day more than a decade ago is now a month-long campaign that has been recognized by Congress every year since 2004. The program is designed to highlight the importance of financial literacy and teach people of all ages how to manage their money wisely. And, according to recent […]

Americans spend trillions of dollars every year on wants, needs, knick knacks and everything in between. But your home and life can start to feel cluttered. That clutter is costing you cash, and financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about how to take your trash and make it into treasure! Turn Your […]

America Saves Week is here! America Saves Week is a national effort to set a savings goal, make a savings plan, and save automatically. Join millions of others who are taking time this week to start or grow their savings. It all starts when you make a commitment to yourself to save. Let America Saves […]

America Saves Week is a national effort to set a savings goal, make a savings plan, and save automatically. Join millions of others who are taking time this week to start or grow their savings. Most of us understand that saving regularly is one of the simplest ways to reach our financial goals, but we […]

Managing your money can be overwhelming, but it doesn’t have to be! Taking the time to get your finances in order can really pay off. It can help you stay on top of your bills and save thousands each year. Mindy McIntosh talks with FOX66 Profitt Report to improve your money management skills. 1. Change […]

Whether it’s your first Valentine’s Day as a couple or your 50th, you probably have some work to do when it comes to your finances. It may not seem romantic, but financial harmony plays a big part in finding marital bliss. Financial professional Mindy McIntosh has some advice for couples on FOX66 Profitt Report. Make […]

  2017 Financial Resolutions  Make 2017 fulfilling and fruitful for you and your loved ones. For more than 4,000 years, many people have celebrated the start of their new year by making promises to change their behavior or improve themselves. While New Year’s resolutions can be hard to keep, they may also make you more […]

Is your New Year’s resolution to be better with your money? You’re not alone. Financial resolutions are among the most popular. But sticking to those new financial goals can be tough. For so many of us, our resolutions about budgeting, spending and saving turn into epic fails year after year. Mindy McIntosh talks with FOX66 […]

Make 2017 fulfilling and fruitful for you and your loved ones. For more than 4,000 years, many people have celebrated the start of their new year by making promises to change their behavior or improve themselves. So, no matter what you hope to accomplish next year and beyond, here are financial resolutions to help make 2017 healthy, happy, and successful. […]