Budgeting Archives | McIntosh & Associates, Inc.

Budgeting

Buy a new gadget or pay off the credit card? Go on a sunny vacation or start an emergency fund? 62% of Americans are expecting to get a tax refund this year. If you are planning on receiving a refund, financial professional Mindy McIntosh talks with WJRT Sunday, Feb. 18 at the 9:00 hour about […]

Saving money doesn’t have to be hard. Whatever your dream – with a few small changes to your lifestyle, you can pocket more money! Financial professional Mindy McIntosh talked with WSMH about 4 ways you can stash away $100 a month and encourages you to fill out this budget worksheet to help you stay on […]

Having a baby is expensive! Your new bundle of joy is going to make a very large dent in your bank account. From the cost of giving birth to doctors visits to diapers- it all adds up. Local financial professional Mindy McIntosh talks with FOX66 WSMH and shares her guide to baby budgeting 101. Create […]

Define & Reach Your 2018 Financial Resolutions With the New Year upon us, it brings a fresh opportunity to consider your goals. For 2018, we are taking a different approach to resolutions. Instead of giving you a laundry list of tasks to accomplish, we want to encourage you to make this the year you really […]

The holidays are in the rear-view mirror, but the credit card bills are front and center! All the fun and festivities can really add up – many households will be paying off their debt through the entire winter and even into spring. We need to watch how much we are putting on our credit cards […]

There’s more to do than plan your New Year’s party – the final days of the year are an important time to take a good look at your finances. Financial professional Mindy McIntosh talks with WSMH FOX66 Profitt Report about five smart money moves to make before the New Year that will help your finances […]

It’s the giving season, and as presents are exchanged and good cheer fills the air many people are looking for a way to give back. Financial professional Mindy McIntosh talks with WSMH FOX66 about how we can get in the giving spirit without breaking the bank. Ways to Give Back Giving to Others – Make […]

End the Year on a Financial High Note The holiday season is around the corner, and with the busy days ahead, 2018 will be here before you know it. Amidst all the action, we understand how easy it is to wait until the New Year to consider financial changes. But taking a few steps now […]

When beginning to build their families, few parents expect to have a child with special needs. However, the experience is surprisingly common and affects millions of people throughout the United States. In fact, current estimates show that approximately 1 in 6 children from age 3 to 17 have at least one developmental disorder. Any parent […]

It seems like holiday displays creep up earlier and earlier every year. Forget about waiting until after Thanksgiving – wreaths, stockings and ornaments are sharing the shelves with Halloween displays in stores across the country! Financial professional Mindy McIntosh talks with WSMH about how to make the most of holiday shopping before Halloween. 1. Make […]

A good chunk of people have no savings account at all. That’s dangerous territory when the next expensive car or home repair or unexpected medical bill could be right around the corner. Most of us would like more money in our bank accounts but getting to that goal can take hard work. Since it’s the […]

Medicare Open Enrollment Medicare annual election period runs October 15 through December 7. During this time, you can make changes to various aspects of your coverage and review your medical or prescription plan needs. We will also do a complimentary retirement check up to ensure your coverage is adequate for the coming years of retirement. […]

Managing Finances Can Help Couples Avoid Common Pitfalls Just over 2 million couples tied the knot last year, a rate of 6.9 per 1,000 total population. About 70% of those couples have argued or will argue about money. Disagreements about finances top other subjects such as household chores, snoring, togetherness, sex, and what’s for dinner. […]

September is National Self-Improvement Month! The perfect time to make some changes in your life, especially when it comes to your finances. Financial professional Mindy McIntosh talks with FOX66 WSMH about how everyone can get started to reach their financial goals. Self-Improvement Month 1. Evaluate & Create a Plan – It doesn’t matter what your […]

Home loans often make up significant amounts of household debt, and reducing as much debt as possible before entering retirement can seem like a promising idea. But, as with many other financial questions, there is no precise answer; it all depends. The Consumer Financial Protection Bureau estimates that 30% of homeowners 65 and older—about 6.5 […]