We wanted to start off our April newsletter with a welcome to our new employees. We added a new team members to help service our clients. We are beyond grateful and blessed to have this opportunity to grow. We are excited for all of you to meet Lauren Ferguson!










IRA Withdrawals That Escape the 10% Penalty

One of the central rules of IRAs is that withdrawals prior to age 59½ are generally subject to a tax penalty.
Yet, policymakers acknowledged that extenuating circumstances might require access to these savings. In appreciation of this, the list of exceptions for waiving this penalty has grown over the years. READ MORE


Spring is here and financial professional Nolan McIntosh of McIntosh & Associates talks tips for a financial spring cleaning in this interview on ABC 12.

Pensions and Annuities: What’s Taxed? READ MORE

To Catch a Thief- READ MORE

April 8th 2:00 PM


April 17 at 12:00 PM


May 1st – 2:00 PM


Value vs. Growth Investing

You might be initially confused by these terms or even suspect they aren’t that different in terms of what each model offers you as an investor, but they are very distinct approaches, and it’s good to understand these two schools of thought as you invest. This understanding could help you make important investment decisions, both now and in the future. READ MORE


“It is better to fail in originality than to succeed in imitation.”

– Herman Melville

Cleaning Products and Your Health

Harmful chemicals may enter the environment through our use of household cleaners. When toxic cleaners enter our waterways and air, they can adversely affect the health of humans and animals, alike. With the help of common household items, however, you can make your own cleaning products, which may be kinder to the planet and your well-being.

All-purpose cleaner and deodorizer

Mix 4 Tbsp. baking soda and 1 qt. warm water, and with a clean sponge, use to wipe clean your fridge, counters, and appliances.

Glass cleaner

Take 2 cups of water, ½ cup white vinegar, ¼ cup rubbing alcohol (70% concentration), and 1 or 2 drops of orange essential oil. Put in a spray bottle and shine it up!

Heavy duty scrub

Half a lemon and ½ cup of borax will remove rust stains and grime off sinks and tubs. Just dip the lemon in the borax and scrub away (not for use on granite or marble).

Tip adapted from Good Housekeeping[i]

[i] https://www.goodhousekeeping.com/home/cleaning/tips/a24885/make-at-home-cleaners/

Happy April!